What to do if you're in an accident
According to the latest
statistics by the National Safety Council, one in eight licensed drivers is involved in an
automobile accident each year. Whether or not you become one of those unfortunate drivers
involved in a collision, the following information can help you lessen the headaches and
expense of an accident. In case of an accident:
Don't leave the
scene.
If vehicles are
operable, move them to the shoulder, out of the way of oncoming traffic
Call for medical
assistance if there are any injuries.
Provide basic first
aid, but don't move an injured person unless you possess medical or lifesaving expertise
In many areas, you
have to call the police Get the officer's name, badge number, police station address, and
phone number. Ask when the accident report will be filed, its case and report number, and
how you can get a copy
Take careful note of
the date and time of the accident, the street and city, weather and road conditions,
direction and speed you and other drivers were going, and how the accident occurred.
What you need in your glove compartment
Always carry your
insurance card and vehicle registration
Keep a list of
emergency numbers in the glove compartment at all times
Keep a medical card
with you if you have allergies to any medicine or you have a condition that requires
special attention
About Rental Cars
Check your insurance
policy or call your agent to see if you have rental car reimbursement coverage.
For an average of $1
to $2 per month, rental car reimbursement will pay for the cost of renting a car after an
accident while your vehicle's in the repair shop.
If the accident is
not your fault, the other party's insurance company may provide you with rental car
reimbursement.
|
FYI